Oregon

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Gresham, Oregon CD Rates – 2-Year

You are viewing rates from banks across Gresham





Below are two-year Certificates of Deposit (CD) rates from banks in Gresham, Oregon. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Gresham, OR - July 31, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.40% → 4.00% → 4.09% → 3.75% → 3.49%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.05% → 2.53%

| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

0.51%

$10,000

13.15

Learn More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Jun 8, 2021

Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More

0.35%

$100,000

0.20

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

0.20

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Nov 15, 2019

If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More

0.20%

$10,000

11.81

Learn More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

0.12%

$100,000

14.78

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0.08%

$10,000

14.78

Learn More

Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Gresham, OR - July 31, 2025


Branch Street City State
Northwest Bank
Lake Oswego Branch
4900 Sw Meadows Road, Suite 410 Lake Oswego OR
Zions Bank
Portland Br Branch
1211 Sw 5th Avenue, Suite 1250 Portland OR
Washington Trust Bank
Beaverton Branch
8905 Sw Nimbus Avenue, Suite 125 Beaverton OR
Washington Trust Bank
Beaverton Branch
8905 Sw Nimbus Avenue, Suite 125 Beaverton OR
Lewis & Clark Bank
Lewis & Clark Bank Branch
1900 Mcloughlin Blvd Ste 67 Oregon City OR
Beneficial State Bank
Portland Branch
1101 Sw Washington Street Portland OR
Heritage Bank
Portland Branch
1001 Sw 5th Avenue, Suite 250 Portland OR
Riverview Bank
Gresham Branch
225 Ne Burnside Gresham OR
Riverview Bank
Gresham Branch
225 Ne Burnside Gresham OR
Washington Federal Bank
Wilsonville Branch
29028 Southwest Town Center Loop E Wilsonville OR
First Interstate Bank
Clackamas Lpo Branch
10121 Se Sunnyside Road, Suite 300-Cc Clackamas OR
Clackamas County Bank
Clackamas County Bank Branch
38975 Proctor Blvd. Sandy OR
Umpqua Bank
Wilsonville Branch
25529 Southwest Gwen Drive Wilsonville OR
Citizens Bank
Oregon City Branch
19245 South Molalla Avenue, Suite 1 Oregon City OR
Umpqua Bank
Wilsonville Branch
25529 Southwest Gwen Drive Wilsonville OR
Citizens Bank
Oregon City Branch
19245 South Molalla Avenue, Suite 1 Oregon City OR
KeyBank National Association
Estacada Branch
271 S.W. Broadway Estacada OR
First-Citizens Bank & Trust Company
Lake Oswego Branch
8 Centerpointe Drive Lake Oswego OR
Bank of America, National Association
Wilsonville Branch
29778 Southwest Town Center, Loop West Wilsonville OR


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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